Pay Over Time

Why Pay Over Time?

Quick & Easy Application

Apply in seconds with no paperwork. Get an instant decision so you can focus on your pet, not the forms.

No Impact to Check

Checking your eligibility won't affect your credit score, so you can see your options risk-free.

0% APR Options Available

Qualified pet parents can access 0% APR plans and flexible terms that fit their budget.

No Prepayment Penalties

Pay off your balance early whenever you like — there are never any hidden fees for doing so.

Ready to Get Started?

Pre-qualify with Cherry in just a few seconds — with no impact to your credit score — and discover the payment plan that's right for you and your pet.

Pre-qualify Now

Have questions about payment? Call us at (707) 539-3393 or contact our team.